Self Employed Mortgages
Tailored Mortgage Solutions for the Self-Employed
As a self-employed person, getting a mortgage is more often than not going to be an elaborate process compared to someone who works a salaried job. But with some help and encouragement, you can make it through the process in style. At Nambiar Mortgages, we focus on assisting self-employed people in finding a suitable mortgage to match their specific financial circumstances.
Understanding Self-Employed Mortgages
If you are self-employed, there can be additional obstacles to getting approved for a mortgage because of your income structure, which can fluctuate monthly. Lenders typically seek evidence of steady income, though traditional ways of verifying income do not always apply. Enter Nambiar Mortgages. We have direct relationships with several lenders who appreciate the requirements of self-employed clients and can provide more flexible options.
How We Help Self-Employed Individuals Secure a Mortgage
Customized Mortgage Options
We know that self-employed income can be anything but straightforward. Our loan professionals partner with you to develop a custom home mortgage strategy that incorporates your life’s changes, such as varying income, business costs, tax returns, and more.
Aiding with proof of income
Rather than judging your financial health on employment income alone, we help you show you can afford a loan through other means, such as tax returns, bank statements, and profit and loss statements. We make lenders' appraisals of your finances crystal clear.
Access to Multiple Lenders
We are mortgage brokers who work with many lenders who offer mortgages for the self-employed. This enables us to connect you to the lender with the most favorable terms from our network.
Assistance for the Down Payment
We also offer advice on structuring your down payment, with suggestions for saving or using assets like business funds. We also educate you about any possible down payment assistance programs and government incentives you might be eligible for.
Overcoming Common Hurdles
Self-employed applicants could encounter obstacles such as higher debt-to-income ratios or income from non-traditional sources. Our agents collaborate with you to package your facts most favorably to lenders so that you can clear typical obstacles with the least resistance and secure the loan you want.
Flexible Terms & Conditions
We know self-employment can be associated with unusual cash flow trends, and we work with you to secure favorable mortgage terms that meet your requirements. Whether you need a fixed or variable rate, we offer choices that work for your financial future.
Self Employed Mortgages Made Easy – Nambiar Mortgages
Getting a mortgage can be tough if you’re self-employed. However, at Nambiar Mortgages, we aim to make the process as simple as possible. We get that being self-employed can present you with unique financial obstacles; that’s why we offer personalized mortgage products to help you attain home ownership. Our specialist brokers will work in partnership with you, regardless of whether you’re a contractor, freelancer, or business owner, to secure the best mortgage for you and your financial situation.
We help make the income verification process easier, and we have access to multiple lenders who work with self-employed clients. From explaining documents such as bank statements and tax returns to assisting with down payment options, we offer the support you can rely on throughout the process. Let us show you competitive rates and flexible terms for your self-employed home loan.
Secure Your Future TodayStart Your Journey to Homeownership
Obtaining a mortgage when you’re self-employed doesn’t need to be difficult. Here at Nambiar Mortgages, we have the experience and personal touch to help you understand how everything works when applying for a mortgage. Our agents are right here to stand by you through the entire process so that you can find the mortgage for your life and your business.
Call us today to schedule an appointment and find out how we can help you buy the house you’ve always wanted, regardless of where you work.